Till now, for iPhone users and banks on mobile payments, there was no way around Apple pay. This will soon change: Volks-Und Raifisen Banks in the current year want to give customers to contact the iPhone-Apple’s central payment services in shops outside the Central Payment Services. The first zirocard transactions on iPhone-World Pay-Apple Pay as the Federal Association of German Volksbanks and Rifesenbankan (BVR) were now successfully done in our test systems. , Maid LinkedIn,
With this step, cooperative banks come close to the Apple smartphone “for their own, independent payment solutions”, emphasizing the BVR. From September 5, the VR banking app on iOS should offer the same functionality, as asked by BVR. It is already integrated on Android. “In the first phase, however, only Girocard is integrated under iOS. We still evaluate debit and credit cards,” a spokesman for the association asked Mac & I. According to BVR, People’s and Raifsen Banks are open to continue offering a virtual master card for Apple Pay.
VR Banking app becomes iPhone wallet
From September, the VR banking app will also be established as a new standard wallet on the iPhone. The chosen standard wallet opens such as Apple Pay / Apple Wallet now approaches an NFC payment terminal or by rotating on the iPhone standby button.
BVR’s interest in processing Girocard payments on the iPhone is no surprise in itself: the association announced that they want to enable it in early 2024. To remove allegations of deformation of the competition and to avoid punishment, Apple committed himself to the European Union Commission to open the NFC interface of the iPhone last year. Under the Digital Markets Act, which is growing after a short time, the original trees of the iPhone NFC interface with Apple Pay are no longer allowed anyway.
Apple opens iPhone NFC at pressure in many areas
In the European economic field, Apple depends on the “host card emulation”, which is also used in Android. In other areas, Apple also opened the iPhone for other payment services last year, where payment services can also return to the integrated “safe element” in the iPhone chips.
Self -consent: Federal states officially recognize age ratings through IARCSo far, this new freedom has only used a large Scandinavian mobile Planment service. Apple’s payment service is now practically supported by all big banks with credit and debit cards in Germany. The girocard (sometimes accidentally called “EC Card”) remains a rareness in the Apple Pay and is mainly found in sparkassen and commerzbank. Not every bank is fully happy with Apple Pay, then a commission flows into the American group with each transaction of customers. However, many customers should not be very happy even when his bank suddenly eliminates Apple’s payment.
(Lbe)
Self -consent: Federal states officially recognize age ratings through IARC
