iOS 18 and Co.: This is how Apple wants to transform its Apple Pay payment service

Service Apple Pay Quite popular among owners of iPhones and Macs: Credit, debit, or checking cards stored there can be used contactlessly on the go as well as for quick purchases on the web or in apps. macOS 15 Sequoia, iOS 18 & Co., which will appear in the fall, the paid service could become even more widespread.

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Apple Pay is now everywhere online

Rather than working only in the Apple browser Safari (on desktops this means: only on Macs), Apple Pay should also work in all other web programs, regardless of the platform they run on. However, an iPhone with a stored card is required. The technical implementation is simple: if a website that supports Apple Pay detects that it does not run on a Mac, an alternative check-out process is offered for the service.

A QR code will then appear that you can scan with your iPhone. A confirmation then appears on the iPhone and the payment is completed immediately after the user’s biometric verification. This service should therefore become even more widespread. This is particularly practical because you no longer need to provide addresses or emails, as these are always stored in Apple Wallet and transmitted to the seller’s website. It is also possible to create your own email address using Hide your email feature to generate (iCloud+ subscription required).

More Improvements to Apple Wallet

Apple has also introduced a new feature called “Tap to Cash” that allows you to use Apple Cash (such as a Apple Card can be generated) can be given to other iPhone users. However, this does not exist in Germany. Ultimately, it should now be easier to store credit cards etc. in Apple Pay or Apple Wallet. A new “Tap to Provision” feature speeds up the process by simply holding a new card to the iPhone (transferring data via NFC). Details are still pending.

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Apple has also equipped Wallet with new ticketing features. Digital concert tickets can contain information about parking, food supplies, local maps or Apple Music playlists. In addition, Apple now wants to offer bonus programs from credit card providers directly in Apple Wallet, although this will initially only be possible in the USA. Finally, you will soon be able to activate installment payment programs if the card supports it – this should be possible with CaixaBank in Europe, for example in Spain.

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