digitalizationFocused on the emergence of neobanks and start-ups Payments and TransactionsAdditionally, the entry of large technology companies into financial services has led to changes in the sector and consumer expectations. In response, traditional banking has teamed up with fintech companies to innovate rapidly, in addition to digitizing all their services, thereby accelerating the adoption of new solutions among the population.
facilitate transactions Ensuring customer service is one of the priorities. is one of the latest adoption Payment through watch or ring in stores Without the need for connectivity.
This option has been found useful for its convenience and also between people who practice sports And They avoid carrying their walletCaixaBank offers the possibility to pay with devices such as Garmin and Fitbit watches, in addition to Apple, Google and other mobile ecosystems. An agreement with the Apple firm will allow consumers who use any of their devices in shopping to choose whether to make it in cash or split it In several months. The watch itself provides advance information about the cost of each option.
Spain as a pioneer
To be able to pay through goods without memory and without an Internet connection, which includes a chip with technology contactless (NFC), opens up new possibilities. Spain remains Place of introduction in Europe of new payment systems. Contactless technology was introduced with the help of CaixaBank in 2012, followed by the widespread adoption of Bizum, a new option that was born as a result of the consortium of 20 banking entities in the country to facilitate payments between people. fideismA start-up between Madrid and Stockholm is now expanding payment possibilities new wearable devices ,wearableIn English).
38C3: Framework “Fuzz” helps detect errors in PHP web applicationsThis company is responsible for integrating payment services into an application that is associated with a chip, which it provides to brands such as Swatch. In such a situation, a well-known Swiss company sells such watches which, despite being analog, surprise the user. Include a payment device on your strap,
Payment and Submersible
Another client of Fidesmo is Ricci, a start-up based in Barcelona that sells rings with the same payment and offline functions that are advertised with features. These do not have batteries and are submersible Up to 50 meters.
Contactless payment Ring is developed by Rikki Company. /Rikki
Fidesmo assures that the item you pay for does not require energy or connectivity, providing “great convenience to the user”. All these options include a Agreement between the firm marketing the item, the company providing the chips and the banking unitThe company indicates that its solutions allow financial institutions Provide New Services and Build Customer LoyaltyThis is a trend in which everything points towards there will be no looking back: According to PwC’s ‘Payments 2025 and Beyond’ report, consumers in emerging markets are ‘skipping’ the card era and migrating straight to mobile wallets.
WhatsApp stopped working Goodbye to WhatsApp: It will stop working on these phones from January 1In addition to the payment system, Fidesmo is already working to include other services in the goods access to public transportationThe challenge in the future is also to integrate digital identityThis is already possible on mobile phones: Spaniards can now leave home with everything they need on their device, from means of payment to documents such as electronic DNI and digital driving license, making it a mobile phone . Authentic alternative to traditional wallet or purse,
